CRIF Highmark, Experian, Equifax and TransUnion CIBIL are four credit information agencies recognized by the Reserve Bank of India. These agencies collect information from banks, financial institutions and commercial lenders on credit users and use this information to ascertain their creditworthiness and repayment capacity. Based on their judgement, they assign each credit user a credit score, a number between 300 and 900 that is indicative … Continue reading Understanding CIBIL Score Ranges: A Comprehensive Guide