Navigating the Process: How to Apply for a Loan Against Property?

Loan against property is a popular financing solution that allows individuals and businesses to leverage their existing immovable assets, such as residential or commercial properties, to secure funds in case of emergencies. This type of loan can be beneficial for meeting various financial needs, including debt consolidation, business expansion, or personal expenditures. However, navigating the process of how to apply for a loan against property … Continue reading Navigating the Process: How to Apply for a Loan Against Property?

Home & Loans BlogJune 11, 2024Leave a comment

Home Loan, home loan balance transfer

Streamlining Home Loan Balance Transfers: A Step-by-Step Process

A few years ago, the Reserve Bank of India came up with a new mandate: home loan borrowers on floating interest rates can now foreclose their loan at any point during their home loan tenor without paying any penalty. This has made it possible for home loan borrowers to transfer the remaining balance on their home loan to another lender if they find a lender … Continue reading Streamlining Home Loan Balance Transfers: A Step-by-Step Process

Home & Loans BlogMarch 7, 2024Leave a comment

Home Loan

In a Few Steps, Determine Your Eligibility for a Home Loan

These days, it is impossible to buy a home without taking a home loan. Property prices have increased drastically over the last few years and it is impossible for people to buy a house solely with their savings. Further, people are also growing more and more comfortable with the concept on loans. Most people have multiple loans and do not find it difficult to repay … Continue reading In a Few Steps, Determine Your Eligibility for a Home Loan

Home & Loans BlogJanuary 28, 2024Leave a comment

Loan Against Property

Smart Borrowing: Decode Loan Against Property Interest Rates

Loans against property or property loans are long-term loans with the long tenor going up to 18 to 20 years. With such a long repayment tenor, it becomes crucial that one avails themselves of the lowest property loan interest rates possible. Low property loan interest rates translate into low EMIs and low costs of borrowing a loan. Today, property loan interest rates start from as … Continue reading Smart Borrowing: Decode Loan Against Property Interest Rates

Home & Loans BlogJanuary 9, 2024Leave a comment

Calculator

Optimizing Investments: Understanding LTV with our Calculator

Over the last year, property prices have delivered stellar returns and therefore, not very surprisingly, the real estate sector has become a hot spot for investors looking to gain from the boom that is expected in the coming years. If you are someone who invests in the real estate sector regularly for an investment purpose or someone who is doing so for the first time, … Continue reading Optimizing Investments: Understanding LTV with our Calculator

Home & Loans BlogJanuary 8, 2024Leave a comment

Loan Against Property

Unlocking Home Equity: The Basics of Loan Against Property

In India, everyone dreams of becoming a homeowner. Homeownership is a goal that almost 70 to 80% of people strive for. Homes bring with them a sense of relief. One knows that even if life does not turn out as planned, one will always have a roof over their head and a place where their family can live peacefully. These days, homes can also help … Continue reading Unlocking Home Equity: The Basics of Loan Against Property

Home & Loans BlogJanuary 4, 2024Leave a comment

Home Loan

How Prime Lending Rate (PLR) Impacts Your Home Loan Interest Rates

You are planning to buy a home. You have done your research, decided the lender you wish to avail yourself of a home loan from and saved enough to easily be able to clear the down payment. You now approach your preferred lender and are surprised to learn that they plan to charge you a home loan interest rate much higher than you imagined. You … Continue reading How Prime Lending Rate (PLR) Impacts Your Home Loan Interest Rates

Home & Loans BlogDecember 21, 2023Leave a comment

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Tag: Loan