CIBIL score is a three-digit numerical representation of an individual’s creditworthiness, ranging from 300 to 900. A higher score implies a better credit history, while a lower score implies a poor credit history. It is one of the most critical factors considered by financial institutions to approve loan or credit card applications. The CIBIL score is based on an individual’s credit history, including credit card … Continue reading What Are the Reasons for Immediate CIBIL Score Depletion?